UC Luottokunta

UC Luottokunta provides a Finnish Luottokunta Credit Card payment method for Ubercart. This module also provides two Luottokunta-based gateways: Luottokunta Redirect and Luottokunta XML. Support for UC Recurring Payments and Subscriptions is provided using the eInvoicing -service, which uses the XML-gateway for payments without authorization.

Luottokunta redirect gateway redirects the user after order submission to a secure Luottokunta server for Credit Card payment and authorization. No card details are entered on the website. Payments are authorized using Verified by Visa or MasterCard SecureCode services.

Luottokunta XML gateway is an XML-gateway mainly for recurring payments, but can also be used as a normal payment gateway in some use cases. Generally recurring payments are made by making the initial payment with another Luottokunta gateway and then afterwards using that order's ID with the XML-gateway to make recurring payments without extra authorization.
NOTE! Luottokunta requires always some kind of verification with either Verified by Visa or MasterCard SecureCode. Since the XML-gateway does not provide that verification, it is required that the verification is made previously with other Luottokunta gateways (like the one this module provides).
Currently only "depositPaymentRequest" -types are supported. Rest are coming in near future.

Testing mode

This module provides a Luottokunta-compatible testing mode. This means all payments are converted to 1€ when payment is delivered to the Luottokunta authentication server. This is a requirement by Luottokunta. Also included a "Always return success" -mode, where correct success-data is automatically generated without sending the user to authentication server. This makes it easy to test the module in action without actual authorization.

Recurring payments / eInvoicing

Support for Luottokunta's eInvoicing -recurring payments are included if UC Recurring Payments and Subscriptions -module is enabled.

Upcoming features

• Luottokunta Form gateway is a normal credit card payment which collects card details during checkout on the website and then redirects user to a Luottokunta server for authorization.
• Support all XML-request types.